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The 7 things you need to know all about helping Malaysians to own their first property Residensi Wilayah (RUMAWIP)

RUMAWIP is the affordable housing programme by the government to help lower and middle-income groups (primarily youngsters) to be a first-time homebuyer. This programme focuses on all Federal Territories – Kuala Lumpur, Putrajaya & Labuan.


As much as 26 projects in KL are open for application by eligible Malaysians while 80,000 units of RUMAWIP homes are expected to be built within the next five years.


For many first-time home buyers, this is a golden chance for you to look and shop around for your first home sweet home. If you have no idea where to start or what RUMAWIP is all about, we have listed down all necessary information as your guideline. 


Here are the 9 things you should know about RUMAWIP.


1.   What are the criteria for RUMAWIP applicants? 

RUMAWIP applicants must be a Malaysian citizen of at least 18 years old. Priorities are granted for those who:

  • were born,
  • work,
  • or live in any Federal Territories upon the application, especially those who do not own any property in the Federal Territories area.

On top of that, retirees are also eligible for RUMAWIP but are subject to the terms and conditions from time to time.

2. What is the income eligibility for RUMAWIP?

The household gross income for individual applicants (single) must not exceed RM10,000 per month while married couple must have a total income of no more than RM15,000 per month. The husband or wife may apply for RUMAWIP. Nonetheless, only one offer will be given to each household.

3. How many affordable housing categories are there?

RUMAWIP offers three categories of affordable housing:

4. What are the property types and prices?

 There are three types of properties:

  • Low-priced house

·    Built-up: 700 sf

·    Price: RM 63, 000 (KL and Putrajaya), RM 52,000 (Labuan)

  • Medium low-priced house
  • Built-up: 800 sf
  • Price: RM 63, 001 – RM 150, 000


  • Medium-priced house
  • Built-up: 650 sf
  • Price: RM 150, 001-RM 300,000

Nevertheless, a 10-year moratorium is imposed where the purchased house cannot be transferred or sold to a new owner without the government’s permission, unless to the closest family members or heirs like spouses or children ONLY. This move is to deter property speculators and ensure RUMAWIP goes only to those who need it.


5. Are the units selling below the market price?

YES, RUMAWIP units sell below the market price. The RM300,000 units typically have three bedrooms, two bathrooms, and a parking space. On top of that, they have equipped facilities such as swimming pool, gymnasium, BBQ deck & sports courts. All these are built with the home buyer’s living comfort in mind.

6. Can I rent out my RUMAWIP unit?

RUMAWIP owners have the flexibility to rent out their properties to a third party subjected to certain terms & conditions: You can rent out your units to local tenants ONLY.

7. What happens if I withdraw from the application?

The applicant will no longer be eligible for RUMAWIP if he drops any application of the programmer. This is because the application is based on the ‘one-time off’ basis. Any withdrawal of the application will result in no more submission in the future.

If you are eligible for RUMAWIP, do apply as soon as possible. Start your registration today as this could be the chance for you to own your first home at an affordable price! Contact us here to find out more on the attractive deals that are perfect for you!


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